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Different credit card for different client apps. Not even on the Agency Plan

Does anyone have a good workaround for this?

If I have a paid client app as well as my own paid apps, I can’t apply different credit cards to a particular app.

The Bubble support solution is to add multiple credit cards to the account and just swap them out as each one becomes due. This is obviously not a great solution.

I assumed that an Agency Plan would have this functionality. But it doesn’t, apparently.

So, how do other agencies manage this? Do they just pay the fees themselves and then recoup from the client? It just seems like such a simple solution to allow different credit cards to apply to different apps, if not in general, but then on the Agency Plan.

What am I missing?