Stripe Plugin setup

Hello great people, I don’t know maybe someone here have done this before . I want to setup my organization payment gateway using Stripe payment gateway.

The issue is that I want out potential buyers to pay in 2 ways

  1. using Bank card which is the general one.

  2. Bank charge, this is want giving me issue. Some of our buyers might have stripe account before so I don’t know how to setup the plugin such a way that buyer can pay with card or bank transfer (only for Stripe user).

I need a guideline for this also if anyone has a reference video regarding my request, kindly share me . Thanks