Yes I have. I touch on these topics in my Stripe Integration Course
Using the approach laid out in the course I am able to setup my integration to fit my needs. For some of these like cancel is associated with bubble workflows. In regards to credit card issues those are related to Stripe and Stripe will not allow a checkout session to complete when a user uses a credit card with insufficient funds.
I make use of several webhooks, numerous API Calls and lots of backend workflows. Some of these are for when a subscription payment fails.