This is true. After I bailed on not using webhooks, I watched a 40 minute tutorial video I found on YouTube and the total time needed to set it up, including watching the video was about an hour and a quarter.
In case anyone finds this thread and is interested, this is a good video tutorial:
https://forum.dropsource.com/t/video-tutorial-how-to-configure-stripe-payment-webhooks-for-bubble-backend/1336
The only lingering question I had is why do we not enable webhook authentication?
In this Bubble Forum thread, @emmanuel explains why it isn’t needed: