Customer 2 customer payments


Has anyone been able to come up with a customer 2 customer payment provider/method that is accessible for those in a startup phase?

Since I’m living in Europe my main payment method(s) would be:

  • PayPal
  • iDeal/Bancontact and that sort of stuff
  • Credit Card payments.

I know that #2, iDeal is very hard if you’re just “testing out”. You would need a IRS number, Chamber of commerce registration, etc. etc.

Basically what I want to achieve is that one customer/user can pay another customer/user.

Anyone have experience with that? I found several plugins, but none of those seem to offer a feature that just lets you send money to another paypal address for example.

PS: I have looked into Stripe but that is a step too far at the moment. Credit Card payments aren’t that widely accepted in The Netherlands for example.