Native wrappers for mobile? Recommendations?

It seems I can’t do in-app purchases with mobile unless I get a wrapper like BDK or Zeroqode Air Native.

First - is that actually true? I thought the whole point of the mobile product was that it was… a native mobile product. They call it Mobile Native. So is there really a critical piece of mobile functionality that isn’t built and I have to spend hundreds of dollars on a mobile wrapper for the mobile product?

Second - if that is true, what does the community recommend? BDK and Zeroqode are the ones that ChatGPT is steering me toward, but I would love to hear what the community’s experience has been.

Third - if I have to buy the mobile wrapper, is there a reason not to downgrade from the mobile package to the web-only package? It’s cheaper and would help offset the new cost of a mobile wrapper. Web has more features/capability than mobile. This seems like a no-brainer, so I’m assuming there are considerations I’m missing.

I’d love some community advice here.

Thanks all.