Stripe integration - Payee (stripe plugin v3 vs v2)

I am working on a double sided marketplace type of app and did a stripe integration.

API connector for the following

Bubble stripe plugin for the other stuff

Signup as seller
Subscribe as seller
Charge user

I ran into an issue where I had this error at the moment of booking an appointment (at this point the doctor has connected his stripe account). “Payee either does not have a stripe account setup or else has a privacy rule blocking access to social networks, which prevents this action from working”.
When checking the logs I could see that the stripe customer ID was blocked by privacy rules (which I am not sure how since it’s a plugin value —> how is privacy managed when it comes to plugin data?)

From what I have read it seems to be related to the status of the user within stripe. In this post they mentioned using v2 of the plugin fixed the issue Stripe doesn't recognise Payee Account

I gave it a shot and got this error

Which went away when I checked this box:

Right now things are working using the version 2 of the plugin but I was wondering if someone knew a better way to make it work using the V3 of the plugin instead.

Thanks!