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Using the stripe plugin in an api workflow endpoint

Hi there, I have a native app that connects to bubble with the api using a token. I want my users to be able to go to my bubble app, save credit card details for later use, then login from the native app and make a payment by making an api call to the api workflow which uses the charge current user action and payer email = Current User’s Email. When making the call I get a success as response but no payment goes through. Is what I am trying to do possible?

You can only use a charge user with saved CC as you need the user to enter his CC info first.